R. H. Cooper and Company


An Independent Insurance Agency

We are an independent insurance agency that is dedicated to serving the SURETY BONDS and the PROPERTY and CASUALTY insurance needs of all types of Construction Companies and the ERRORS and OMISSIONS insurance needs of other professionals; such as, Architects, Attorneys, Consultants, Engineers, Land Surveyors, and all types of Real Estate and Title Insurance Professionals.  We work with bonding and insurance companies who have demonstrated a proven commitment to the industry they serve, are financially strong and stable, and offer competitive pricing with exceptional service.

As you may consider working with our Company, we would like to share a few other points about our business philosophy.  We strive to be detailed-oriented and hope this carries over to protecting your business and reputation.  The cornerstones of our business are founded on providing honest advice and prompt service while fostering the respect and trust of the markets we represent.  Your success is important to us, and we hope to earn your respect, trust, and confidence.

Robert H. Cooper, Jr., C.I.C., C.R.M., President

Robert H. Cooper, Jr., C.I.C., C.R.M., President

Certified Insurance Counselor and Certified Risk Manager

Please take a moment to review our services.  I guarantee you will find us professionally competitive and engaging, as well as refreshingly prompt and reliable.  We welcome the opportunity to earn your trust!

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Errors & Omissions Insurance

We offer Errors & Omissions insurance policies for Architects, Attorneys, Consultants, all types of Engineers, Land Surveyors, and all types of Real Estate and Title Professionals.  We also offer Professional Liability insurance for contractors who perform ‘design build’ projects.  These policies are written on a ‘Claims-Made’ basis form.

Property & Casualty Insurance

We can provide insurance coverages for your business.  These coverages include the following:  Property, Inland Marine, General Liability, Automobile, Umbrella, Workman Compensation, as well as ‘Project Specific’ type insurance for Railroad Protective Liability and Builders Risk insurance policies.  Other insurance that is available is Directors & Officer Liability, Employee Benefits Liability, Employers Practices Liability, and a wide spectrum of Personal Insurance policies.

Surety Bonds

We offer all types of contract and miscellaneous surety bonds which include the following:  Bid Bonds, Bid Guaranty and Contract Bonds, Performance and Payment Bonds, Subcontract Performance and Payment Bonds, License and Permit Bonds, Subdivision Bonds, Completion Bonds, Fidelity Bonds, Fiduciary Bonds, Replevin Bonds, Lottery Bonds, and all types of Judicial Bonds.

Risk Management

We help businesses create a risk management plan that will include the development of a risk management mission statement, a risk management policy statement, and a risk management standard operating procedures manual.  The ultimate objective is to reduce the cost of risk while protecting the assets of the organization and its reputation.

Select an insurance company and agent you can trust and ones who have the integrity, expertise, and knowledge that will help your business be successful!